Under the debt part, the sub-funds may invest:
Under the share part, the sub-funds may invest:
The sub-fund invests its assets in subsequent time intervals according to the principles set out in the table below:
|Santander PPK 2065:||until 31.12.2044||from 01.01.2045
During the five years preceding the year in which the sub-fund reaches its defined date, the part of the equity component will be gradually reduced to the debt component.
Managing the equity part of the portfolio
Graduate of the Poznań University of Economics, Department of Marketing and Management; Majors: capital investments and corporate finance strategies. Licensed stock broker and investment advisor, holder of the prestigious Chartered Financial Analyst (CF) designation.
Managing the debt part of the portfolio
Graduate of the Wrocław University of Economics, Department of Finance and Banking; Majors: Finance Analyst and Risk Management. Marta Stępień holds a Securities Broker licence, an Investment Advisor licence and prestigious Chartered Financial Analyst (CFA) designation.
In Santander TFI, the investment process relies on the competence of the Investment Committee and of the individual sub-fund managers. The Investment Committee composed of all managers approves financial instruments for inclusion in the sub-fund portfolios and makes strategic decisions regarding portfolios under management. Sub-fund managers decide about target shares of individual instruments in the portfolios.
|Fund registration||sub-fund has not been launched|
|Recommended investment horizon||min. until the sub-fund reaches the target date|
|Category||Defined date sub-fund|
|Management||Santander TFI S.A.|
|Minimum initial investment||PLN 0,01|
|Minimum subsequent investment||PLN 0,01|
The sub-fund is dedicated to investors who plan to save for a period ending on the target date specified for the sub-fund for 2065.
High risk – associated mainly with the volatility of market interest rates, credit risk, liquidity risk and with the volatility of stock prices. Detailed description of the subfund’s risks can be found in the prospectus and, in summary form, in Key Investor Information (KIID).