Summary of the investment policy

  • the sub-fund invests mainly in debt securities and money market securities and instruments denominated in PLN or in foreign currencies, while hedging the FX risk,
  • the sub-fund invests in debt securities issued by the State Treasury or EU member states,
  • the maximum share of other investments is 20% of total assets,
  • the sub-fund is actively managed: its portfolio nor performance may not reflect portfolio of the benchmark and its performance may be significantly different from performance of the benchmark. The Sub-fund may invest in securities off the benchmark.

Current rates of return

Santander Government Bond
Change from
the launch
14.06.2019 22,41 13.06.2019 22,39 +124.10% +2.94% +7.38% +10.94% +51.83% +0.09%
14.06.2019 22,97 13.06.2019 22,95 +129.70% +3.05% +7.69% +11.45% +54.37% +0.09%
14.06.2019 23,44 13.06.2019 23,42 +134.40% +3.17% +8.07% +12.05% +56.68% +0.09%

Historical performance in PLN

Sub-fund name

If you position the cursor anywhere on the graph line, the quote from the corresponding day will be shown.

Sub-fund name Participation unit value Change
Participation unit value Zmiana

Santander FIO Santander Prestiż SFIO

Sub-fund manager

Michał Hołda

Michał Hołda

Graduate of the Warsaw School of Economics, Department of Finance and Baking. Licensed investment advisor.

Overview of the investment process

In Santander TFI, the investment process relies on the competence of the Investment Committee and of the individual sub-fund managers. The Investment Committee composed of all managers approves financial instruments for inclusion in the sub-fund portfolios and makes strategic decisions regarding portfolios under management. Sub-fund managers decide about target shares of individual instruments in the portfolios.

Sample allocation of assets


Sample geographic allocation


An exemplary composition of the sub-fund's portfolio, consistent with the investment policy specified in the Fund's Articles of Association. The actual portfolio may differ from the example presented above.

Sub-fund overview

Sub-fund launch 20 August, 2002
Benchmark ICE BofAML Poland Government Index (G0PL)
Recommended investment horizon min. 2 years
Category Conservative
Management Santander TFI S.A.
Minimum initial investment PLN 1,000
Minimum subsequent investment PLN 100

Potential return

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The sub-fund is dedicated to investors who expect appreciation of their investments value in mid-term (minimum 2 years) due to investing on the market of government securities.

Risk level

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Moderate risk associated mainly with changes in the market interest rates and – to a lesser degree – with the credit risk.


The presented data concerning the value of the sub-fund’s participation units and changes in the participation unit value over time are historical data and similar performance in the future cannot be guaranteed. The performance figures are not adjusted for the potential tax imposed on the Participant and the charges payable upon the sale or repurchase of participation units by the sub-fund.

The sub-fund’s financial data, description of risk factors and information on fees related to participation in sub-fund can be found in the Information Prospectuses and Tables of Fees available on and from the Fund Distributors of Santander FIO. The Fund (sub-fund) cannot guarantee achievement of the investment objective or of the expected return on investment. Prior to making an investment decision, the Participant should review the fees charged by the sub-fund and take into account the potential tax imposed on the gains. The Participant should take into consideration the possibility of losing at least some of the invested capital.

The sub-fund can invest more than 35% of its assets in securities issued, guaranteed or underwritten by the State Treasury or the National Bank of Poland.

The information presented above is solely promotional in nature.

Before investing, make sure the funds are a suitable product for you by completing the suitability assessment.

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