Special Investment Programs "Secure Start of Your Child" and "My Future" (hereinafter: Programs) in the Santander FIO fund were conducted until November 2, 2017 inclusive.

From November 3, 2017, sub-registers carried out under the Programs have become sub-registers maintained on general principles specified in the fund's statute.

Thus, the participation agreements in the Programs and regulations, the integral part of agreements, do not apply.

The rules for submitting and settling orders under sub-registers maintained on general terms and for the operation of the Fund are described in the Fund's information prospectus and Table of Fees, available at the website SantanderTFI.pl.

Detailed information about Santander FIO and Santander Prestiż SFIO funds, including the financial data, description of risk factors and information on fees related to participation in funds can be found in the Information Prospectuses and Tables of Fees available on SantanderTFI.pl and from the Fund Distributors.

The funds cannot guarantee achievement of the adopted investment objective or the expected return. Prior to making an investment decision, the Participant should review the fees charged by the sub-fund and take into account the potential tax imposed on the gains. The Participant has to take into consideration the possibility of losing at least part of the invested capital.