1. Additional fee:

• additional fee is charged at the time of conversion of participation units, exclusively on the units which were recorded in the source sub-register (from which conversion is made) up to and including one month. If the participation units which you want to transfer to another sub-fund were recorded in your sub-register longer than one month, additional fee will not be charged.

2. Tax:

upon the settlement of conversion of participation units 19% tax on capital gains is not charged.

Detailed information about Santander FIO and Santander Prestiż SFIO funds, including the financial data, description of risk factors and information on fees related to participation in funds can be found in the Information Prospectuses and Tables of Fees available on SantanderTFI.pl and from the Fund Distributors.

The funds cannot guarantee achievement of the adopted investment objective or the expected return. Prior to making an investment decision, the Participant should review the fees charged by the sub-fund and take into account the potential tax imposed on the gains. The Participant has to take into consideration the possibility of losing at least part of the invested capital.